We need a creative solution to the decades long quest to create affordable housing in New Jersey. The state must enact legislation to supersede local zoning ordinances, removing zoning barriers which currently prevent owners of single family homes from converting them to two family homes and the owners of two family homes from converting them to three families. This will solve the affordable housing crisis not just for people renting the new units, but also for the home owners, many of whom might be senior citizens, who will now be able to remain in houses that had become too large and too expensive for their needs. This will solve the affordable housing problem without the expenditure of any tax dollars.